Credit Cards

When It Comes to Low-Cost Credit Cards, GCU Stacks the Cards in Your Favor!

VISA Classic

  • Check out our low fixed rate, just 10% APR;
  • No Annual Fee;
  • Credit lines up to $4,999.00;
  • 25-day grace period from time of purchase (no finance charges if paid in full by due date); does not apply to cash advances;
  • No transaction fees for purchases;
  • No transaction fees for cash advances; and
  • Click here to review any applicable fees.

VISA Gold

  • Check out our low fixed rate, just 9% APR;
  • No Annual Fee;
  • Credit lines from $5,000.00 to $10,000.00;
  • 25-day grace period from time of purchase (no finance charges if paid in full by due date); does not apply to cash advances;
  • No transaction fees for purchases;
  • No transaction fees for cash advances; and
  • Click here to review any applicable fees.

MasterCard Classic

  • Check out our low fixed rate, just 10% APR;
  • No Annual Fee;
  • Credit lines up to $4,999.00;
  • 25-day grace period from time of purchase (no finance charges if paid in full by due date); does not apply to cash advances;
  • No transaction fees for purchases;
  • No transaction fees for cash advances; and
  • Click here to review any applicable fees.

MasterCard Gold

  • Check out our low fixed rate, just 9% APR;
  • No Annual Fee;
  • Credit lines from $5000.00 to $10,000.00;
  • 25-day grace period from time of purchase (no finance charges if paid in full by due date); does not apply to cash advances;
  • No transaction fees for purchases;
  • No transaction fees for cash advances; and
  • Click here to review any applicable fees.

MasterCard Platinum

  • Check out our low fixed rate, just 8% APR;
  • No Annual Fee;
  • Credit lines from $10,001.00 to $15,000.00
  • 25-day grace period from time of purchase (no finance charges if paid in full by due date); does not apply to cash advances;
  • No transaction fees for purchases;
  • No transaction fees for cash advances;
  • Earn points redeemable toward airfare, car rental, cruises, or hotels; and
  • Click here to review any applicable fees

Calculate what your loan payments might be with our Loan Calculator.

If you want to stack your deck with our great credit cards, apply by using our Online application or call us at (409) 984-7430. If you prefer, visit of our locations to apply in person or E-mail us at your convenience.